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Professional Risks
Professional Risks

Professional insurance has become increasingly important in today’s litigious society. A business must carefully review it’s commercial liability risks and make the necessary insurance arrangements to protect these and their good name.

Professional Indemnity

Insurance is a must for lawyers, accountants and financial advisers. However, many other professionals such as architects, consultants, advertising and PR agencies and estate agents are also increasingly seeing the need to protect their businesses with this valuable class of insurance. Professional Indemnity insurance will protect you from claims brought by your clients following alleged wrongful advice.

Directors’ & Officers’ Liability
As a director you may be personally liable to defend a claim brought against you which could leave your personal assets immediately at risk. The consequences could be ruinous and could lead to disqualification as a director, criminal prosecution and personal bankruptcy. The claim could be spurious but will still need to be defended. A Directors’ & Officers’ Liability policy will cover the costs involved in the legal defence of a director, officer or employee of the policyholder.

Employment Practices Liability
Insurance will cover employers for claims of poor employment practices brought by employees. Claims can be brought against firms for unfair dismissal or discrimination.

Professional Indemnity, Directors’ & Officers’ Liability and Employment Practices Liability insurance are now considered standard insurance for most businesses. Each needs to be flexible and ideally tailored to your particular company and circumstances to be most effective.

We have a lot of expertise of the professional risks market and can ensure you are properly protected. Ask one of our professional insurance advisers to review your particular needs and they will provide quotations and terms from our panel of insurers.

For a confidential review please contact us by emailing: enquiries@alkerinsurance.co.uk